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Why more & more people are choosing to retire overseas
People choose to retire overseas for various reasons, including financial benefits, better value for money, and a lower cost of living. This allows them to live well for much less and potentially save big bucks. Additionally, retiring abroad can lead to significant financial rewards, but it can also introduce tax headaches , if not done the right way.
Another reason is the pursuit of a better lifestyle. Retiring overseas offers the opportunity to immerse oneself in a new culture, learn a new language, and enjoy a different climate and cuisine. It can also provide a chance to shape one's surroundings to match the weather they love, whether that's a tropical paradise or a cooler location.
Healthcare is another factor. Some countries offer affordable and high-quality healthcare, which can be a major draw for retirees. For example, in some countries , there's an optional special rate on foreign pension income, which is extremely low & beneficial.
Moreover, retiring abroad can lead to a more laid-back lifestyle, offering a calm and stress-free environment for this phase of life. It also allows for more travel and exploration, with the ability to truly enjoy and discover the beauty and diversity of the places around them.
Lastly, for some, the decision to retire overseas is a personal one, based on a desire to return to their home country or to be among family and friends. For others, it's about the adventure and the thrill of starting a new life in a different place.
We are always with you to decide the best country, location and area in order to make you & your family enjoy the best of the world . Reach out to us today :
The Factors We Advise You Based on Our Research for Retirement Overseas
When considering retiring abroad, there are several important parameters to keep in mind:
- Cost of Living: Research the cost of living in the country you're considering. This includes housing, food, transportation, healthcare, and leisure activities. We make sure it aligns with your retirement budget.
- Healthcare: We assess the quality and accessibility of healthcare services. We check if you can use your existing health insurance or need local coverage and evaluate infrastructure quality.
- Visa and Residency Requirements: We understand and help you navigate visa types, requirements, and necessary investments for retiree residency options.
- Tax Implications: We advise how retiring abroad impacts your tax obligations. Our in-house consultants assist with tax treaty reviews and financial planning.
- Language and Culture: We help you adapt to local language and customs to make your experience comfortable and culturally immersive.
- Safety and Security: We examine crime rates, political stability, and disaster risks in your preferred retirement destination.
- Social and Emotional Considerations: We help you understand the emotional and social dynamics of relocating, including building new connections.
- Infrastructure and Services: We assess internet, transportation, utility availability, and overall ease of living.
- Legal and Administrative Aspects: We guide you on property rights, inheritance laws, and any critical legal considerations.
- Climate and Environment: We help you choose a climate that supports your health and lifestyle preferences.
By carefully considering these parameters, we help you make a more informed decision about whether retiring abroad is the right choice for you.
Country-wise Retirement Programs
Various countries offer residency and retirement programs tailored for individuals seeking to relocate or retire abroad. Here's a list of notable programs around the world:
- Argentina: Argentina Pensionado Visa
- Belize: Qualified Retirement Program (QRP)
- Brazil: VITEM XIV or VIPER
- Bulgaria: Retirement D Visa
- Chile: Temporary Resident Visa
- Colombia: Special Temporary Pensioners Visa
- Costa Rica: Costa Rica Pensionado Visa
- Dubai: Dubai Retirement Visa
- Ecuador: Temporary Residence Visa – Retired (Jubilando)
- Fiji: Assured Income Residence Permit
- France: Type-D Visa (Carte de Sejour) / VLS-TS
- Greece: Financially Independent Person Visa
- Indonesia: Retirement KITAS
- Ireland: Ireland Stamp 0 & D Reside
- Italy: Elective Residence Visa
- Malaysia: Malaysia My Second Home (MM2H)
- Mauritius: Retired Non-Citizen Residency
- Mexico: Mexico Retirement Visa
- New Zealand: Temporary Retirement Visitor Visa
- Nicaragua: Pensionado Visa
- Panama: Panama Pensionado Visa
- Portugal: Portugal D7 Passive Income Visa
- South Africa: ZAR Retirement Visa
- Spain: Non-Lucrative Visa
- Thailand: Non-Immigrant O-A or O-X Visa
- Philippines: Special Resident Retiree’s Visa (SRRV)
- Uruguay: Retirement Visa
- Vanuatu: Self-funded Resident Visa